veriscopicInfrastructure for defensible decisions

Use case 01 · Claims decision replay

Claims
Decision Replay

Understand a claims decision later — using what was known at the time. Veriscopic preserves the evidence, policy, authority and context that governed the decision — so its historic state can be replayed rather than reconstructed.

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Replayable Decision Record

Illustrative state · 14 Sep 2026
Partial coverage position
Decision time
14 Sep 2026 · 10:42 UTC
Policy
Commercial Property Wording v4.2
Authority
£100,000
Reserve
£62,000
Evidence
5 relied-upon items
Human
Handler judgement / coverage review
AI
FNOL Assist v1.8
State ID
VDS-CLM-2026-0914.01
Illustrative synthetic Decision Record

Existing claims environment may already hold

Useful records remain. The material relationship can still disperse.

  • Claim activity, documents and notes
  • Payments, reserves and workflow state
  • Policy information and approvals
  • The current claim record across participating systems

Veriscopic preserves at the decision point

The state that made the decision intelligible.

  • Evidence available and relied upon
  • Applicable policy or wording version
  • Authority, reasoning and referral context
  • Human or AI contribution, outcome and timestamp

Existing systems hold the pieces. Veriscopic preserves the Decision-State they formed at the time.

Where Veriscopic sits

From the claims workflow to a replayable decision.

Designed to integrate around existing insurance workflows. The capture boundary preserves the material, time-bound relationship around the decision — not every event.

The outcome remains visible. Its decision-state begins to disperse.

  1. External workflow01Existing claims workflow
  2. Decision point02Consequential decision
  3. Veriscopic preserves03Material Decision-State captured
  4. Replayable record04Replayable Decision Record
  5. Later consumption05Later replay or review

Concrete scenario

Commercial property claim enters litigation 18 months later.

At the decision

14 Sep 2026 · 10:42 UTC · Partial coverage position
  • Commercial Property Wording v4.2 and £100,000 authority applied.
  • FNOL, photographs, estimate and 5 relied-upon evidence items were available.
  • £62,000 reserve, handler judgement and any referral or approval formed part of the state.

Later

18 months later · challenged / reviewed
  • A reviewer asks what governed the partial coverage position.
  • The claim, evidence, people, policy, authority and AI may have changed since the decision.

The reviewer needs the state at the decision — not today's state.

Reconstruction Burden

Preserve at the decision. Replay when it matters.

Reconstruction Burden is the effort required to recover historic decision-state after it has fragmented.

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